feat: 初始提交 - 科创企业特有风险的识别与管理 (数智风控系统)
This commit is contained in:
Chen Xiao
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# -*- coding: utf-8 -*-
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"""
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⚖️ 多智能体辩论诊断页面 (Premium Financial-Grade Design)
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选择企业 → 真实 Token 级打字机流式推演 → 三方交叉质证 → 综合裁决与核保看板
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使用 Glassmorphism 玻璃拟态 + 暗黑金融科技 CSS 调色盘
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"""
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import sys
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import os
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sys.path.insert(0, os.path.dirname(os.path.dirname(os.path.abspath(__file__))))
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import streamlit as st
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import plotly.graph_objects as go
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import time
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from collectors.financial_collector import get_all_companies, get_company_by_code
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from agents.debate_engine import DebateEngine
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st.set_page_config(page_title="多智能体辩论诊断", page_icon="⚖️", layout="wide")
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# ============================================================
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# 自定义 UI 视觉增强样式 (CSS 注入)
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# ============================================================
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st.markdown("""
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<style>
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/* 引入 Google 科技字体 */
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@import url('https://fonts.googleapis.com/css2?family=Fira+Code:wght@400;600&family=Inter:wght@400;600;700&display=swap');
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/* 顶栏 Hero 区域 */
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.hero-banner {
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background: linear-gradient(135deg, rgba(26, 26, 46, 0.95), rgba(22, 33, 62, 0.9), rgba(15, 52, 96, 0.95));
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border: 1px solid rgba(233, 69, 96, 0.25);
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border-radius: 16px;
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padding: 24px 30px;
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margin-bottom: 24px;
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box-shadow: 0 8px 32px rgba(0, 0, 0, 0.37);
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backdrop-filter: blur(12px);
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}
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.hero-title {
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color: #FFFFFF;
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font-size: 2.0rem;
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font-weight: 700;
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margin: 0 0 8px 0;
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display: flex;
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align-items: center;
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gap: 12px;
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}
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.hero-subtitle {
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color: #94A3B8;
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font-size: 1.0rem;
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margin: 0;
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}
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.step-badge-container {
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display: flex;
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gap: 12px;
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margin-top: 16px;
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flex-wrap: wrap;
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}
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.step-badge {
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background: rgba(255, 255, 255, 0.06);
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border: 1px solid rgba(255, 255, 255, 0.12);
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color: #CBD5E1;
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padding: 4px 12px;
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border-radius: 20px;
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font-size: 0.82rem;
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font-weight: 500;
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}
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.step-badge-active {
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background: rgba(233, 69, 96, 0.15);
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border-color: #e94560;
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color: #ff758c;
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}
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/* 智能体研判卡片 (Glassmorphism) */
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.agent-card {
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background: rgba(22, 33, 62, 0.7);
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border: 1px solid rgba(255, 255, 255, 0.08);
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border-radius: 14px;
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padding: 20px;
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box-shadow: 0 4px 20px rgba(0, 0, 0, 0.25);
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transition: all 0.3s ease;
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height: 100%;
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}
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.agent-card:hover {
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border-color: rgba(233, 69, 96, 0.4);
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transform: translateY(-2px);
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}
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.agent-header {
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display: flex;
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justify-content: space-between;
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align-items: center;
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border-bottom: 1px solid rgba(255, 255, 255, 0.08);
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padding-bottom: 12px;
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margin-bottom: 16px;
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}
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.agent-name {
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font-size: 1.15rem;
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font-weight: 700;
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color: #F8FAFC;
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}
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/* 风险指标 Badge */
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.risk-pill {
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display: inline-block;
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padding: 3px 8px;
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border-radius: 4px;
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font-size: 0.78rem;
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font-weight: 600;
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margin-left: 6px;
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}
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.pill-high { background: rgba(244, 67, 54, 0.2); color: #ff6b6b; border: 1px solid rgba(244, 67, 54, 0.4); }
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.pill-med { background: rgba(255, 152, 0, 0.2); color: #ffb74d; border: 1px solid rgba(255, 152, 0, 0.4); }
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.pill-low { background: rgba(76, 175, 80, 0.2); color: #81c784; border: 1px solid rgba(76, 175, 80, 0.4); }
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/* 模拟黑客流式终端 (Terminal Box) */
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.terminal-box {
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background: #0B0E14;
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border: 1px solid #1E293B;
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border-radius: 10px;
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padding: 14px;
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font-family: 'Fira Code', monospace;
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font-size: 0.84rem;
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color: #38BDF8;
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line-height: 1.5;
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overflow-x: auto;
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box-shadow: inset 0 2px 6px rgba(0, 0, 0, 0.8);
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}
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.terminal-thinking {
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color: #94A3B8;
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font-style: italic;
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border-left: 2px solid #6366F1;
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padding-left: 10px;
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margin-bottom: 10px;
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}
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.terminal-output {
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color: #4ADE80;
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border-left: 2px solid #22C55E;
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padding-left: 10px;
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}
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/* 裁决结果看板 */
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.verdict-banner {
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background: linear-gradient(135deg, #1E1B4B, #31103F);
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border: 1px solid #6366F1;
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border-radius: 14px;
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padding: 24px;
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text-align: center;
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margin-top: 16px;
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}
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.verdict-title {
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font-size: 1.8rem;
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font-weight: 800;
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letter-spacing: 1px;
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}
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</style>
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""", unsafe_allow_html=True)
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# ============================================================
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# 页面顶部 Banner
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# ============================================================
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st.markdown("""
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<div class="hero-banner">
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<div class="hero-title">
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<span>⚖️</span>
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<span>多智能体交叉验证辩论诊断</span>
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</div>
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<div class="hero-subtitle">
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基于 Multi-Agent 辩论图谱 · 法务 / 技术 / 财务专家分布式研判 · 全过程打字机流式追溯
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</div>
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<div class="step-badge-container">
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<span class="step-badge step-badge-active">Phase 1: 独立穿透研判</span>
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<span class="step-badge">Phase 2: 三方交叉质证</span>
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<span class="step-badge">Phase 3: 委员会综合裁决</span>
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<span class="step-badge">🛡️ 保险精算核保建议</span>
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</div>
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</div>
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""", unsafe_allow_html=True)
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from utils.session_helper import render_company_selector, render_sidebar_global_company_selector
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with st.sidebar:
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render_sidebar_global_company_selector()
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st.markdown("---")
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col_ctrl1, col_ctrl2 = st.columns([3, 1])
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with col_ctrl1:
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company = render_company_selector("🏢 选择待诊断科创企业", key_suffix="debate_page")
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stock_code = company["stock_code"] if company else "688256"
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# 初始化 session_state
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if "debate_results" not in st.session_state:
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st.session_state["debate_results"] = None
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with col_ctrl2:
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st.markdown("<div style='height: 28px;'></div>", unsafe_allow_html=True)
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start_btn = st.button("🚀 启动多智能体辩论", type="primary", use_container_width=True)
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# ============================================================
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# 辩论触发与打字机流式渲染
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# ============================================================
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if start_btn:
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company = get_company_by_code(stock_code)
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if not company:
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st.error("未找到企业数据")
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st.stop()
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engine = DebateEngine()
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company_name = company.get("short_name", "未知")
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st.markdown("---")
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st.markdown("### 📡 智能体实时思考与流式推演控制台 (Live Streaming Terminal)")
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progress_bar = st.progress(0, text="▶️ 正在初始化分布式智能体网络...")
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# 动态渲染控制台
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live_box = st.container(border=True)
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def run_agent_with_typewriter(agent, agent_title, start_progress, end_progress):
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progress_bar.progress(start_progress, text=f"{agent.role_icon} {agent_title} 正在穿透企业数据并与大模型通信...")
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with live_box:
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st.markdown(f"##### {agent.role_icon} {agent_title}")
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status_placeholder = st.empty()
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thinking_placeholder = st.empty()
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content_placeholder = st.empty()
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thinking_buf = []
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content_buf = []
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status_placeholder.info("🔗 建立 SSE 流式通信中...")
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def on_token(token_type: str, token_text: str):
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if token_type == "reasoning":
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thinking_buf.append(token_text)
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t_str = "".join(thinking_buf)
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status_placeholder.markdown("🧠 **[大模型深度思考中...]**")
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display_text = t_str[-350:] if len(t_str) > 350 else t_str
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thinking_placeholder.markdown(
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f"""<div class="terminal-box terminal-thinking">
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<b>[THINKING]</b> {display_text}▌
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</div>""",
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unsafe_allow_html=True
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)
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elif token_type == "content":
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content_buf.append(token_text)
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c_str = "".join(content_buf)
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status_placeholder.markdown("📝 **[正在实时生成审查报告...]**")
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display_c = c_str[-280:] if len(c_str) > 280 else c_str
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content_placeholder.markdown(
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f"""<div class="terminal-box terminal-output">
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<b>[REPORT OUTPUT]</b> {display_c}▌
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</div>""",
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unsafe_allow_html=True
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)
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agent.on_token_callback = on_token
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result = agent.evaluate(company if agent != engine.judge_agent else None)
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progress_bar.progress(end_progress, text=f"✅ {agent_title} 研判完毕")
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status_placeholder.success(f"✅ {agent_title} 完成风险评级")
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return result, list(agent.reasoning_trace)
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# 1. 法务 Agent
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law_result, law_trace = run_agent_with_typewriter(engine.law_agent, "法务风控节点", 10, 35)
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# 2. 技术 Agent
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tech_result, tech_trace = run_agent_with_typewriter(engine.tech_agent, "技术风控节点", 35, 60)
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# 3. 财务 Agent
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finance_result, finance_trace = run_agent_with_typewriter(engine.finance_agent, "财务风控节点", 60, 85)
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# 4. 交叉质证
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progress_bar.progress(88, text="🔄 正在比对三方判定结论，进行交叉质证分析...")
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conflicts = engine._identify_conflicts(law_result, tech_result, finance_result)
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# 5. 综合裁决 Agent
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progress_bar.progress(92, text="⚖️ 综合裁决委员会进行权重复核...")
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with live_box:
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st.markdown("##### ⚖️ 综合裁决节点")
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j_status = st.empty()
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j_thinking = st.empty()
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j_content = st.empty()
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j_think_buf = []
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j_cont_buf = []
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j_status.info("🚀 综合裁决委员会正在消解分歧...")
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def judge_on_token(token_type: str, token_text: str):
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if token_type == "reasoning":
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j_think_buf.append(token_text)
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t_str = "".join(j_think_buf)
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j_status.markdown("🧠 **[裁决委员会讨论中...]**")
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display_t = t_str[-350:] if len(t_str) > 350 else t_str
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j_thinking.markdown(
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f"""<div class="terminal-box terminal-thinking">
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<b>[COMMITTEE THOUGHTS]</b> {display_t}▌
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</div>""",
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unsafe_allow_html=True
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)
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elif token_type == "content":
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j_cont_buf.append(token_text)
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c_str = "".join(j_cont_buf)
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j_status.markdown("📝 **[生成核保决议中...]**")
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display_c = c_str[-280:] if len(c_str) > 280 else c_str
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j_content.markdown(
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f"""<div class="terminal-box terminal-output">
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<b>[FINAL VERDICT]</b> {display_c}▌
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</div>""",
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unsafe_allow_html=True
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)
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engine.judge_agent.on_token_callback = judge_on_token
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judge_result = engine.judge_agent.evaluate(company, law_result, tech_result, finance_result)
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judge_trace = list(engine.judge_agent.reasoning_trace)
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j_status.success("✅ 综合裁决完成")
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progress_bar.progress(100, text="✅ 辩论诊断流程全量完成！")
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# 持久化结果
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st.session_state["debate_results"] = {
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"company": company,
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"law_result": law_result,
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"tech_result": tech_result,
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"finance_result": finance_result,
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"law_trace": law_trace,
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"tech_trace": tech_trace,
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"finance_trace": finance_trace,
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"judge_trace": judge_trace,
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"conflicts": conflicts,
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"judge_result": judge_result,
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"debate_log": engine.debate_log,
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}
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# ============================================================
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# 结果持久化渲染与面板展示
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# ============================================================
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def render_trace_expander(trace: list, title: str):
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"""渲染研判结果对应的详细辩论链"""
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with st.expander(f"🔗 查看 【{title}】 详细辩论链与凭据 (共 {len(trace)} 步)", expanded=False):
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for step in trace:
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ts = step.get("timestamp", "")
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step_name = step.get("step", "")
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content = step.get("content", "")
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if "思维链" in step_name or "原始" in step_name or "Context" in step_name or len(content) > 150:
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st.markdown(f"**`[{ts}]` {step_name}**")
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st.code(content, language="text")
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else:
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st.markdown(f"- **`[{ts}]` {step_name}**: {content}")
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def render_risk_card(result: dict, keys: list, trace: list, agent_title: str, overall_key: str):
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"""渲染三方风控精美卡片"""
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overall = result.get(overall_key, {}).get("score", 50)
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level = result.get(overall_key, {}).get("level", "中")
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pill_class = "pill-high" if level == "高" else ("pill-med" if level == "中" else "pill-low")
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st.markdown(f"""
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<div class="agent-card">
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<div class="agent-header">
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<span class="agent-name">{agent_title}</span>
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<span><span class="risk-pill {pill_class}">{level}风险</span> <b>{overall}分</b></span>
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</div>
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""", unsafe_allow_html=True)
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# 细分指标渲染
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for key in keys:
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item = result.get(key, {})
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if isinstance(item, dict) and "detail" in item:
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score = item.get("score", 0)
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color = "#EF4444" if score >= 70 else ("#F59E0B" if score >= 40 else "#10B981")
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st.markdown(
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f"<div style='padding:8px 12px; border-radius:6px; margin:6px 0; "
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f"border-left:4px solid {color}; background:rgba(255,255,255,0.03); font-size:0.88rem;'>"
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f"<b style='color:{color};'>{score}分</b> — {item.get('detail', '')}</div>",
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unsafe_allow_html=True,
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)
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# 关键发现
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findings = result.get("key_findings", [])
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if findings:
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st.markdown("<p style='font-size:0.85rem; font-weight:700; color:#94A3B8; margin-top:12px; margin-bottom:4px;'>📌 关键风险发现:</p>", unsafe_allow_html=True)
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for f in findings:
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st.markdown(f"<span style='font-size:0.83rem; color:#E2E8F0;'>• {f}</span>", unsafe_allow_html=True)
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# 建议
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recs = result.get("recommendations", [])
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if recs:
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st.markdown("<p style='font-size:0.85rem; font-weight:700; color:#94A3B8; margin-top:10px; margin-bottom:4px;'>💡 专家处置建议:</p>", unsafe_allow_html=True)
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for r in recs:
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st.markdown(f"<span style='font-size:0.83rem; color:#CBD5E1;'>• {r}</span>", unsafe_allow_html=True)
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st.markdown("</div>", unsafe_allow_html=True)
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st.markdown("<br>", unsafe_allow_html=True)
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render_trace_expander(trace, agent_title)
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res = st.session_state.get("debate_results")
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if res is not None:
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company = res["company"]
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||||
law_result = res["law_result"]
|
||||
tech_result = res["tech_result"]
|
||||
finance_result = res["finance_result"]
|
||||
conflicts = res["conflicts"]
|
||||
judge_result = res["judge_result"]
|
||||
|
||||
st.markdown("---")
|
||||
st.markdown(f"### 📊 多智能体交叉辩论诊断报告 — {company['short_name']} ({company['stock_code']})")
|
||||
|
||||
# ---- Phase 1: 三方独立研判 ----
|
||||
st.markdown("#### 📋 Phase 1: 三方专家节点穿透研判全景")
|
||||
col_law, col_tech, col_fin = st.columns(3)
|
||||
|
||||
with col_law:
|
||||
render_risk_card(
|
||||
law_result,
|
||||
["algo_compliance_risk", "geopolitical_risk", "data_compliance_risk", "ip_litigation_risk"],
|
||||
res.get("law_trace", []),
|
||||
"👩⚖️ 法务风控节点",
|
||||
"overall_law_risk",
|
||||
)
|
||||
|
||||
with col_tech:
|
||||
render_risk_card(
|
||||
tech_result,
|
||||
["tech_disruption_risk", "talent_loss_risk", "patent_moat", "tech_iteration_pressure"],
|
||||
res.get("tech_trace", []),
|
||||
"👨🔬 技术风控节点",
|
||||
"overall_tech_risk",
|
||||
)
|
||||
|
||||
with col_fin:
|
||||
render_risk_card(
|
||||
finance_result,
|
||||
["rd_capitalization_risk", "concentration_risk", "receivable_risk", "cashflow_risk"],
|
||||
res.get("finance_trace", []),
|
||||
"👔 财务风控节点",
|
||||
"overall_fin_risk",
|
||||
)
|
||||
|
||||
# ---- Phase 2: 交叉质证分析 ----
|
||||
st.markdown("---")
|
||||
st.markdown("#### 🔄 Phase 2: 三方交叉质证与冲突判定")
|
||||
if conflicts:
|
||||
for conflict in conflicts:
|
||||
st.markdown(f"""
|
||||
<div style='background:rgba(239, 68, 68, 0.1); border:1px solid rgba(239, 68, 68, 0.3); border-radius:8px; padding:12px 16px; margin:6px 0; color:#FCA5A5;'>
|
||||
⚠️ <b>判定冲突警示</b>：{conflict}
|
||||
</div>
|
||||
""", unsafe_allow_html=True)
|
||||
else:
|
||||
st.markdown("""
|
||||
<div style='background:rgba(16, 185, 129, 0.1); border:1px solid rgba(16, 185, 129, 0.3); border-radius:8px; padding:12px 16px; color:#6EE7B7;'>
|
||||
✅ <b>一致性确认</b>：法务、技术、财务三方判定逻辑高度契合，无重大矛盾分歧。
|
||||
</div>
|
||||
""", unsafe_allow_html=True)
|
||||
|
||||
# ---- Phase 3: 综合裁决与保险核保 ----
|
||||
st.markdown("---")
|
||||
st.markdown("#### ⚖️ Phase 3: 风险委员会综合裁决与核保决策")
|
||||
|
||||
comp_score = judge_result.get("comprehensive_score", 50)
|
||||
decision = judge_result.get("underwriting_decision", "标准承保")
|
||||
risk_level = judge_result.get("risk_level", "中")
|
||||
|
||||
col_j1, col_j2 = st.columns([1, 1])
|
||||
|
||||
with col_j1:
|
||||
# Plotly 仪表盘 (暗黑高精质感)
|
||||
fig = go.Figure(go.Indicator(
|
||||
mode="gauge+number",
|
||||
value=comp_score,
|
||||
title={"text": "综合风险指数 (0-100)", "font": {"color": "#F8FAFC", "size": 16}},
|
||||
number={"font": {"color": "#FFFFFF", "size": 48}},
|
||||
gauge={
|
||||
"axis": {"range": [0, 100], "tickcolor": "#94A3B8"},
|
||||
"bar": {"color": "#e94560", "width": 0.3},
|
||||
"bgcolor": "rgba(0,0,0,0)",
|
||||
"bordercolor": "rgba(255,255,255,0.1)",
|
||||
"steps": [
|
||||
{"range": [0, 40], "color": "rgba(16, 185, 129, 0.25)"},
|
||||
{"range": [40, 60], "color": "rgba(245, 158, 11, 0.25)"},
|
||||
{"range": [60, 80], "color": "rgba(249, 115, 22, 0.25)"},
|
||||
{"range": [80, 100], "color": "rgba(239, 68, 68, 0.25)"},
|
||||
],
|
||||
},
|
||||
))
|
||||
fig.update_layout(
|
||||
height=260,
|
||||
margin=dict(l=20, r=20, t=40, b=10),
|
||||
paper_bgcolor="rgba(0,0,0,0)",
|
||||
font=dict(color="white"),
|
||||
)
|
||||
st.plotly_chart(fig, use_container_width=True)
|
||||
|
||||
with col_j2:
|
||||
if "拒绝" in decision:
|
||||
v_color = "#EF4444"
|
||||
v_bg = "rgba(239, 68, 68, 0.15)"
|
||||
elif "附条件" in decision:
|
||||
v_color = "#F59E0B"
|
||||
v_bg = "rgba(245, 158, 11, 0.15)"
|
||||
elif "优先" in decision:
|
||||
v_color = "#10B981"
|
||||
v_bg = "rgba(16, 185, 129, 0.15)"
|
||||
else:
|
||||
v_color = "#3B82F6"
|
||||
v_bg = "rgba(59, 130, 246, 0.15)"
|
||||
|
||||
st.markdown(f"""
|
||||
<div class="verdict-banner" style="border-color:{v_color}; background:{v_bg};">
|
||||
<div class="verdict-title" style="color:{v_color};">核保决策: 【{decision}】</div>
|
||||
<p style="color:#CBD5E1; margin-top:8px;">综合风险等级: <b>{risk_level}</b> | 加权裁决得分: <b>{comp_score}分</b></p>
|
||||
</div>
|
||||
""", unsafe_allow_html=True)
|
||||
|
||||
st.markdown(f"**📝 裁决终审意见**: {judge_result.get('summary', '')}")
|
||||
|
||||
conditions = judge_result.get("underwriting_conditions", [])
|
||||
if conditions:
|
||||
st.markdown("**📌 保险核保附加条件**:")
|
||||
for c in conditions:
|
||||
st.markdown(f"- <span style='color:#F59E0B;'>{c}</span>", unsafe_allow_html=True)
|
||||
|
||||
# 挂载裁决节点的辩论链
|
||||
st.markdown("<br>", unsafe_allow_html=True)
|
||||
render_trace_expander(res.get("judge_trace", []), "⚖️ 综合裁决委员会")
|
||||
|
||||
else:
|
||||
# 默认引导说明
|
||||
st.markdown("""
|
||||
<div style='background:rgba(255,255,255,0.02); border:1px solid rgba(255,255,255,0.08); border-radius:12px; padding:24px; margin-top:20px;'>
|
||||
<h4 style='color:#F8FAFC; margin-top:0;'>💡 多智能体辩论与风险识别流程说明</h4>
|
||||
<ol style='color:#94A3B8; line-height:1.8;'>
|
||||
<li><b>Phase 1 - 三方穿透研判</b>: 法务风控节点审查算法与出口管制、技术风控节点审查路线与人员、财务风控节点穿透资本化与集中度。</li>
|
||||
<li><b>Phase 2 - 交叉质证分析</b>: 识别法务、技术、财务意见间的潜在分歧（如：研发投入大 vs 资本化美化利润）。</li>
|
||||
<li><b>Phase 3 - 委员会综合裁决</b>: 基于【合规 > 技术 > 财务】优先级规则进行加权综合评分并输出精算核保决议。</li>
|
||||
</ol>
|
||||
</div>
|
||||
""", unsafe_allow_html=True)
|
||||
Reference in New Issue
Block a user