feat: 初始提交 - 科创企业特有风险的识别与管理 (数智风控系统)

2026-08-14 08:21:26 +08:00
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+    <text x="40" y="105" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#22D3EE">传统静态财务风控严重盲区</text>
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+        <g transform="translate(30, 85)">
+            <text x="0" y="35" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#EF4444">盲区一：轻资产与高研致财报失真</text>
+            <text x="0" y="75" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 研发投入占比高，缺少固定资产抵押</text>
+            <text x="0" y="115" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 会计资本化操纵难以识别</text>
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+            <text x="0" y="185" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#EF4444">盲区二：非标特有风险完全隐蔽</text>
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+        <text x="880" y="36" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="22" font-weight="bold" fill="#F8FAFC" text-anchor="middle">全链条闭环风控目标</text>
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+            <text x="30" y="60" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#22C55E">看得见风险</text>
+            <text x="30" y="95" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 实时穿透非结构化数据与关系网</text>
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+            <text x="30" y="220" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• Multi-Agent 多视角质询与动态评估</text>
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+            <text x="30" y="310" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#22C55E">降得下损失</text>
+            <text x="30" y="345" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 平安科创综合险与动态精算定价</text>
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