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feat: 初始提交 - 科创企业特有风险的识别与管理 (数智风控系统)

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Chen Xiao
2026-08-14 08:21:26 +08:00
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projects/XH-202626-presentation_ppt169_20260727/svg_output/04_roadmap.svg
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<text x="40" y="65" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="36" font-weight="bold" fill="#F8FAFC">课题整体研究路线图</text>
<text x="40" y="105" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#22D3EE">理论探索 ➔ 算法建模 ➔ 工程落地 ➔ 保险闭环</text>
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<text x="120" y="33" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">阶段一：理论构建</text>
<text x="20" y="100" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 识别六维特有风险</text>
<text x="20" y="150" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 建立多源数据提取</text>
<text x="20" y="200" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 构建量化计算指标</text>
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<text x="400" y="33" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">阶段二：算法研发</text>
<text x="300" y="100" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• Multi-Agent 质询</text>
<text x="300" y="150" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 冲突裁决一票否决</text>
<text x="300" y="200" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 知识图谱拓扑穿透</text>
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<text x="680" y="33" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">阶段三：原型开发</text>
<text x="580" y="100" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• Python 数据流水线</text>
<text x="580" y="150" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• DeepSeek API 封装</text>
<text x="580" y="200" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 交互式控制台大屏</text>
<rect x="840" y="0" width="240" height="360" rx="8" fill="#1E293B" stroke="#22C55E" stroke-width="1.5"/>
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<text x="960" y="33" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">阶段四：商业闭环</text>
<text x="860" y="100" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 科创综合险产品</text>
<text x="860" y="150" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 动态费率精算模型</text>
<text x="860" y="200" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#CBD5E1">• 自动核保报告生成</text>
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