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feat: 初始提交 - 科创企业特有风险的识别与管理 (数智风控系统)

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Chen Xiao
2026-08-14 08:21:26 +08:00
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projects/XH-202626-presentation_ppt169_20260727/svg_output/09_conflict_rules.svg
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<!-- Header -->
<text x="40" y="65" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="36" font-weight="bold" fill="#F8FAFC">多智能体冲突消除与裁决规则</text>
<text x="40" y="105" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#22D3EE">一票否决与加权融合规则</text>
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<text x="255" y="30" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="22" font-weight="bold" fill="#F8FAFC" text-anchor="middle">规则一：合规红线一票否决</text>
<text x="25" y="90" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 算法未备案直接拒保（得分归 0）</text>
<text x="25" y="140" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 列入 BIS 清单触发最高级风险惩罚</text>
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<text x="805" y="30" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="22" font-weight="bold" fill="#F8FAFC" text-anchor="middle">规则二：证据加权与冲突平息</text>
<text x="575" y="90" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 意见分歧时依赖检索硬证据</text>
<text x="575" y="140" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 综合加权计算综合风险指数 Score</text>
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<text x="530" y="270" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="22" font-weight="bold" fill="#F8FAFC" text-anchor="middle">最终裁决与决策输出</text>
<text x="40" y="330" font-family="Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#22C55E">• 决策分类：[低风险 / 中风险 / 高风险 / 直接拒保]</text>
<text x="40" y="380" font-family="Microsoft YaHei, sans-serif" font-size="20" fill="#CBD5E1">• 自动调取基础保费上浮系数与动态特约条款</text>
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