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feat: 初始提交 - 科创企业特有风险的识别与管理 (数智风控系统)

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Chen Xiao
2026-08-14 08:21:26 +08:00
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<text x="40" y="65" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="36" font-weight="bold" fill="#F8FAFC">场景泛化与应用前景扩展</text>
<text x="40" y="105" font-family="Microsoft YaHei, sans-serif" font-size="18" fill="#22D3EE">辐射三大金融场景，具极强通用价值</text>
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<text x="165" y="36" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">场景一：商业银行科技贷</text>
<text x="25" y="110" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 解决专利质押评估难题</text>
<text x="25" y="165" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 预警供应链断供坏账</text>
<text x="25" y="220" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 辅助确定授信额度与利率</text>
<text x="25" y="330" font-family="Microsoft YaHei, sans-serif" font-size="18" font-weight="bold" fill="#3B82F6">赋能：降低科技贷坏账风险</text>
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<text x="530" y="36" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">场景二：硬科技 VC/PE 尽调</text>
<text x="390" y="110" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 缩短早期项目尽调周期</text>
<text x="390" y="165" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 自动核查算法合规漏洞</text>
<text x="390" y="220" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 技术路线颠覆前瞻预警</text>
<text x="390" y="330" font-family="Microsoft YaHei, sans-serif" font-size="18" font-weight="bold" fill="#F97316">赋能：提升投资尽调成功率</text>
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<text x="895" y="36" font-family="SimHei, Microsoft YaHei, sans-serif" font-size="20" font-weight="bold" fill="#F8FAFC" text-anchor="middle">场景三：政府产业基金监控</text>
<text x="755" y="110" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 园区企业地缘清单预警</text>
<text x="755" y="165" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 监控研发资本化异动</text>
<text x="755" y="220" font-family="Microsoft YaHei, sans-serif" font-size="19" fill="#CBD5E1">• 辅助专项补贴精准发放</text>
<text x="755" y="330" font-family="Microsoft YaHei, sans-serif" font-size="18" font-weight="bold" fill="#22D3EE">赋能：保障财政资金安全</text>
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