82 lines
3.4 KiB
Python
82 lines
3.4 KiB
Python
# -*- coding: utf-8 -*-
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"""
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全局配置文件
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集中管理 API Key、文件路径、模型参数等
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"""
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import os
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from pathlib import Path
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# ============================================================
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# 项目根目录
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# ============================================================
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PROJECT_ROOT = Path(__file__).parent.resolve()
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DATA_DIR = PROJECT_ROOT / "data"
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# ============================================================
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# DeepSeek API 配置（兼容 OpenAI 接口协议）
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# ============================================================
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DEEPSEEK_API_KEY = os.environ.get("DEEPSEEK_API_KEY", "")
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DEEPSEEK_BASE_URL = "https://api.deepseek.com/v1"
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DEEPSEEK_MODEL = "deepseek-chat"
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# 备用1：火山引擎方舟（豆包大模型 doubao-seed-2-1-pro-260628）
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VOLCENGINE_API_KEY = os.environ.get("VOLCENGINE_API_KEY", os.environ.get("ARK_API_KEY", "836d9bc0-80e8-4e45-90df-7287994d91ec"))
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VOLCENGINE_BASE_URL = os.environ.get("VOLCENGINE_BASE_URL", "https://ark.cn-beijing.volces.com/api/v3")
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VOLCENGINE_MODEL = os.environ.get("VOLCENGINE_MODEL", "doubao-seed-2-0-lite-260428")
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# 备用2：如果用户配置了其他兼容 OpenAI 协议的 API
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OPENAI_API_KEY = os.environ.get("OPENAI_API_KEY", "")
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OPENAI_BASE_URL = os.environ.get("OPENAI_BASE_URL", "https://api.openai.com/v1")
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OPENAI_MODEL = os.environ.get("OPENAI_MODEL", "gpt-4o-mini")
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# ============================================================
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# LLM 调用参数
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# ============================================================
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LLM_TEMPERATURE = 0.1 # 低温度保证输出稳定
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LLM_MAX_TOKENS = 4096
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LLM_TIMEOUT = 60 # 超时秒数
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LLM_MAX_RETRIES = 2 # 最大重试次数
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# ============================================================
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# 风险评估权重配置
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# ============================================================
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RISK_WEIGHTS = {
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"tech_disruption": 0.20, # 技术路线颠覆风险
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"talent_loss": 0.15, # 核心人员流失风险
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"algo_compliance": 0.15, # 算法/数据合规风险
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"geopolitical": 0.20, # 地缘政治/出口管制风险
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"rd_capitalization": 0.15, # 研发资本化操纵风险
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"concentration": 0.15, # 客户/供应商集中风险
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}
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# ============================================================
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# 保险定价参数
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# ============================================================
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INSURANCE_PRODUCTS = {
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"ip_lawsuit": {
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"name": "知识产权被诉险",
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"base_premium": 50000, # 基础保费（元）
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"base_coverage": 5000000, # 基础保额（元）
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"description": "覆盖因知识产权纠纷（专利、商标、著作权）产生的诉讼费用及赔偿金",
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},
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"exec_departure": {
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"name": "高管离职业务中断险",
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"base_premium": 80000,
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"base_coverage": 10000000,
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"description": "覆盖核心技术人员/高管离职导致的业务中断损失",
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},
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"data_compliance": {
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"name": "数据合规行政处罚险",
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"base_premium": 30000,
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"base_coverage": 3000000,
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"description": "覆盖因非主观恶意的数据合规违规产生的行政罚款",
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},
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}
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# ============================================================
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# Streamlit 页面配置
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# ============================================================
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PAGE_TITLE = "🛡️ 科创企业智能风控与核保系统"
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PAGE_ICON = "🛡️"
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LAYOUT = "wide"
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